Question 1

Do you sell insurance?

Accepted Answer

No. DIRECT PROMOTIONS INC is not an insurance company, agency, agent, or broker. We do not sell, underwrite, or bind insurance policies. We provide educational consultation and refer consumers to licensed third-party insurance providers who can issue coverage.

Question 2

Do I pay you anything?

Accepted Answer

No. Consumers do not pay us for consultations, coverage education, or referrals. We also do not collect or process insurance premium funds of any kind.

Question 3

How do you make recommendations?

Accepted Answer

We do not recommend specific policies. We explain how coverage types, limits, deductibles, and exclusions generally work, then help you organize your priorities and questions so you can evaluate options with a licensed provider.

Question 4

Is this legal or financial advice?

Accepted Answer

No. Nothing on this website or shared during a consultation is insurance, legal, tax, or financial advice. For advice specific to your circumstances, consult an appropriately licensed or qualified professional.

Question 5

Can you tell me what my coverage will cost?

Accepted Answer

No. We do not provide quotes, prices, or premium estimates. Pricing is determined solely by the licensed insurance provider based on their own criteria and applicable state regulations.

Question 6

What information do you ask for?

Accepted Answer

Only your name, phone number, email address, ZIP code, and a message describing what you would like to understand. We never ask for Social Security numbers, card numbers, bank details, or other sensitive financial information.

Question 7

What happens after I submit the consultation form?

Accepted Answer

A consultant follows up to discuss your questions. Submitting the form is not a policy application or a purchase, and it does not obligate you to anything.

Question 8

Will my information be shared with a provider?

Accepted Answer

Only with your consent, and only for the purpose of connecting you with a licensed insurance provider you have agreed to be introduced to. See our Privacy Policy for details.

Question 9

Can you guarantee I will be approved for coverage?

Accepted Answer

No. Eligibility, terms, availability, and pricing are determined solely by the licensed insurance provider. We cannot promise any outcome.

Question 10

Do you help with existing policies or claims?

Accepted Answer

We can help you understand the terminology in a policy document in general terms. Claims, endorsements, cancellations, and servicing are handled exclusively by the insurance provider that issued your policy.

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